There is another way to access your money without coming into the credit union—Virtual Branch online banking. You can access your accounts through a secure website to verify deposits or check clearings, transfer funds between your accounts (also other accounts with the same joint owners), receive your statements electronically, pay your bills, even apply for a loan or sign up for our mobile app, Mobiliti! Best of all, we provide this service at no cost to our members.
Your time is precious to you–try our bill payment service to help you save more time! With Bill Wizard, you can cut down the amount of time it takes to pay your bills, and save the postage as well. Bill Wizard is just one piece of our Virtual Branch service, provided to our members at no cost. Click the Virtual Branch icon to the right to learn more and try it out today!
Receive your statement electronically on the first of every month when you register for e-Statements on Virtual Branch. Six months of statements are archived for you, and there is a link to a printable view if you would like to print or save your statements.
Mobiliti mobile app
Now all the services available to you with Virtual Branch are also available to you using your smart phone! Register for Mobiliti on Virtual Branch, then download and install the free app, Touchbanking, available in the Apple App Store and Google Play Store. Our code is AAFederalCU. You may also choose text alerts through Mobiliti in Virtual Branch.
Visa Gift Cards
Visa gift cards are available in any denomination from $10 to $500, and can be used anywhere Visa credit cards are accepted, except for ATM, gas (pay at pump), hotels or car rentals due to the more extensive holds required for these transactions. The activation fee is $3; all other fees are waived for twelve months. A variety of decorative card styles are available.
We also offer Money Orders as a service to our members. For a low fee, you can purchase a money order up to a limit of $1,000.
With Payroll Deduction, our members can choose to have a portion of their paycheck deposited to their savings account. (Requires employer participation)
Direct Deposit allows our members to have their entire paycheck directly deposited to their savings or checking account. (Requires employer participation)
Check Access for Lines of Credit
With Check Access for our Lines of Credit, our members can borrow only as much as they need, when they need it.
Automatic Loan Payment Transfers
Our Automatic Loan Payment Transfers are a convenient way for our members to ensure their monthly loan payment is paid. Transfers can be set up to transfer every month, or when paid.
Secure Night Deposit Box
Ford City and West Hills offices feature a secure Night Deposit Box. Deposits are logged first thing in the morning with two employees to ensure safety and security for our members.
Discretionary Overdraft Privilege
Members in good standing with Armstrong Associates Federal Credit Union may be eligible for Overdraft Privilege on their Share Draft Checking Account. If an eligible member should inadvertently overdraw their share draft checking account, AAFCU has the discretion to cover the overdraft, saving embarrassment and additional fees charged by the merchant. There is no charge for this service unless it is used to cover an overdraft. Members may choose to opt-in to having ATM and everyday debit card transactions also covered by the Overdraft Privilege program. Members may also opt out of this service entirely if they wish by contacting AAFCU. Complete details of this policy are available in any AAFCU branch location, or here. Read the full policy. The form to opt-in or opt-out can be found here. Opt-in or Opt-out.