If you would like to start saving for your future, we can help.
First, make a list of all of your bills. To save on finance charges and late fees, you may want to consider a debt consolidation loan. Next set a budget including entertainment. This will help to determine how much you have left over after expenses.
Set a goal. Gradually try to work up to 5% of your income per pay. Add to your savings regularly as if you were making a monthly payment. You can sign up for direct deposit or payroll deduction to help.
Try to limit your spending. Take any extra money you save and add to your savings.
Pay your bills on time. You can save money by avoiding finance charges and fees.
You may also want to invest your new found wealth in a share certificate. Share certificates are a great way to earn higher dividend rates.